Perceptions on fisherman’s insurance: A case study in PPN Prigi, Jawa Timur

Abstract

Coastal communities commonly depend on their income on marine resources with fishing produces as the main income. Their work is quite risky, as fishing is inextricable from work accidents, loss of life, loss of boats and equipment, personal health and safety, and safety of ship crews. This study aims to determine the mechanism of insurance implementation and fishermen’s perceptions of the Insurance Assistance Program for Fishermen in Prigi, Trenggalek, Jawa Timur. This present study employed descriptive qualitative. The data was collected through in-depth interviews, observation, and literature study. Results show that the number of insurance participants fluctuated, and even decreased every year from 2018 to 2020. Some of the causing factors were fishermen’s lack of interest in the insurance programs due to bad experiences in the past. They reported that the claim submission process was long and complicated when a work accident occurred. Lack of socialization of the insurance program had also made fishermen less familiar.