The Effect of Location, and Administrative Gains on Non-Muslim Interest in Financing in Islamic Banks with Religious Stimulants as a Mediation Variable

Riyan Pradesyah

doi:10.51773/ajrs.v4i2.417

Authors

Riyan Pradesyah Universitas Muhammadiyah Sumatera Utara, Indonesia

DOI:

https://doi.org/10.51773/ajrs.v4i2.417

Keywords:

Location, Administrative Advantage, Religious Stimulant, Non-Muslim Interest

Abstract

This study aims to see the influence of location, and profits on the interest of non-Muslims in financing Islamic banks, with religious stimulants as a mediation variable. This study is a study using a quantitative approach, with a sample of 180 people. The analysis tool used is Smart PLS. The results obtained that partially the location affects non-muslim interest in financing at Indonesian Islamic banks, this is evidenced by the t-statistical results obtained, namely 1.851 > 1.65 and pvalues of 0.994>0.05. There is a significant influence of Religious Stimulants (Z) on the Interest of Non-Muslims in conducting micro-financing (Y). This is evidenced by the t-statistical results obtained, namely 61,709 > 1.65 and the pvalues of 0.000 < 0.05. Meanwhile, by using religious stimulant variaber as an intervening variable, administrative benefits affect the interest of non-Muslim people in financing at Indonesian Islamic banks.

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